Real Estate and *stuff *
A real person helping real people with real estate
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Back on the market in Holden due to buyer financing falling through!
June 13, 2016
THIS is TRULY an opportunity! Back on market due to buyer financing fall out. Priced well below assessed value! Legal two family on 3.7 acres with 3 barns in a great location on Salisbury Street in Holden. Would make an amazing restoration project back to a single family! Original wide pine flooring and high ceilings. Additional loft area and deck to the side yard. This is a huge beautiful house that started life in 1850 and is now ready for the next chapter with someone who can roll up their sleeves and do some hard work to the 4288 sq feet of living space. Keep it a two family and enjoy rental income or turn it back into a single family and enjoy the grandeur of days gone by. Now listed at $237,500! NO ACCESS TO PROPERTY. PROPERTY CONVEYS WITH EXISTING TENANTS. TITLE V WILL NOT BE DONE. DOES NEED WORK! Cash buyers only! HURRY HURRY HURRY!!!!! NOTE – DO NOT WALK THE PROPERTY.
Price adjustment on this New England Victorian in Ware!
June 13, 2016
Amazing opportunity to own a classic New England Victorian with character and all the extras. This proud home has been with us since 1855 and retains many original details. You will be breathless walking through the door to the wide sweeping hardwood staircase with gentle natural lighting from the stain glass window hallway above. Delightful original pocket doors allow you to enter the fireplace study or the front to back living room with pellet stove. 3 season enclosed porch, deck and swimming pool! Oversized kitchen & full dining room. With six bedrooms, 3 baths and a walk up attic for more space it will be hard to run out of room! Full walk out basement with workshop and high ceilings allows for the hobbyist if the two story barn (wired) is not enough. Updated electric, plumbing, heating and bathrooms. Great in-town location 15 minutes to the MA Pike and 30 minutes to Amherst and USDA qualifying! Price dropped to just $254,999!
TOUR HERE: http://www.vuleetours.com/3dtour/12-cottage-street-ware/
Additional price drop on 20 Bay View Road in Shrewsbury!
June 13, 2016
If you are looking for a great starter home or condo alternative in a wonderful community, then we are here for you! 20 Bay View Road is situated back from the road offering a huge front yard for both privacy and fun! The updated main level has a full bedroom, bathroom, galley kitchen and large living room overlooking the side yard with bay windows. This is a flexible floor plan that can be a combined living / dining or open concept and optional first floor master bedroom! Completely renovated lower level includes heated floors, fireplace and half bath for the current master suite. Sought after location with neighborhood park and desirable commuter location with easy access to shopping and Mass Pike, Routes 20, 9, 122 and 146. Large back yard with lofted garage provides additional storage space for future expansion possibilities! Now just $224,999!
Exceptional contemporary home for sale in South Holden!
June 13, 2016
Exceptional quality in this spacious contemporary home in South Holden! Located at 377 Bailey Road, the discerning buyer will appreciate the finer details from the mahogany built-ins in the oversized formal living room with fireplace and hardwoods to the radiant floor heating in the breeze-way to the breakfast room. Spacious & bright with granite counters, the kitchen offers a versatile work space that is augmented with a summer kitchen in the lower level. The buyer looking for versatility will enjoy the first floor master bedroom with well appointed marble full bath as an option to the upper level oversized master with full bath. 5 bedrooms and 3 baths allows for multi-generational living. This home is made for entertaining with the four season sun porch, Vista Spa and upper level deck all beautifully situated on a country road on over an acre. This is truly an extraordinary home that offers much more than the asking price for its new owner!
Beautiful, contemporary home for sale in Shrewsbury!
June 13, 2016
This is not your ordinary Shrewsbury home! Located at 176 Tennis Court Drive, this stunning contemporary-styled home in idyllic setting that is both private and peaceful but close to all major commuting routes. Exceptional layout on the main level provides an open flow from the sunken fire placed living room with hardwoods to the oversized kitchen and dining room. The sunroom off the kitchen allows for quick access to the private 24 ft deck for summer evening cook outs. The great room (24 by 23) overlooks the front with cathedral ceilings and fireplace giving plenty space for everyone. The oversized palladian windows provide maximum natural light. The dramatic upper level includes a full Master En Suite with walk in closet, jacuzzi tub and private balcony. 4 bedrooms and 3 full baths in over 3400 sq ft. Walk out basement to fenced yard. Central a/c. PRICED BELOW assessed value and including stainless steel appliances, new carpeting and upgraded lighting, all for only $635,000! Call us today!
Additional price adjustment on 3 Briarcliff Lane in Holden!
June 13, 2016
Check out this single-family home located at 3 Briarcliff Lane in Holden, MA! This ranch is equipped with 7 rooms, 3 beds, 2 baths and 2 fireplaces covering 1374 square feet of living space. Hardwood floors throughout, back deck and private backyard. Master bedroom with master bath. The sellers are super motivated! Now just $219,999! Call today!
Price adjustment on 40 Burbank Lane in Lancaster!
June 13, 2016
Newer colonial in a premier setting at 40 Burbank Lane in Lancaster! Cul-de-sac location and set back from the road to maximize the privacy of the 3.62 acres. 4 beds, 2.5 baths and nearly 3000 sq feet that includes a full Master Suite with private bath, first floor office, formal dining room and family room. Large kitchen features a center island that can seat 6 people. This custom kitchen with granite counters has expanded features to include a pantry, wine rack and china cabinet. Additional seating area with wood burning fireplace with easy access to the back deck through the sliders really makes this a space to be in! The upper level features generous bedrooms with a full Master Suite that includes a walk-in closet and private bath with Jacuzzi tub. Additional space can be had in the unfinished walk up attic or unfinished walk out basement. Central a/c, workshop and 2 car garage! Don’t miss this short sale opportunity! $469,999!
Commercial land price adjustment in Millville!
June 13, 2016
This is an amazing commercial property opportunity located at 83A Central Street in Millville. Listed at just $499,999, this land spans across 4 acres and is located near routes 122 and 146, also near the Rhode Island border. Located in a great neighborhood and is available to be part of the sale of the antique colonial house that borders this land. Call us today!
Antique colonial farmhouse price reduction in Millville!
June 13, 2016
Where to begin with this staggeringly beautiful property! Located at 83 Central Street in Millville, MA, this house comes with 15 rooms, 4 beds and 3 bathrooms, sits on 1.28 acres of land, 3308 square feet of living space and is situated only minutes from routes 495, 146 and 122 in one of the safest suburbs. 3 car garage attached. All granite and stainless steel appliances in a gorgeous kitchen made for entertaining! An additional 4 acres of land is available for sale. The price of this property has been reduced to $679,999! Call us today!
“Whose initials are PMI and why do I have to deal with them for a house?”
June 11, 2016
By: Ari Taylor
Frank W. from Boston asks: “Whose initials are PMI and why do I have to deal with them for a house?”
What is PMI? It stands for Private Mortgage Insurance. Simply put, PMI is an insurance policy on your loan. You pay the premium, typically in monthly installments, which are added to your mortgage. With this, the lender is covered if you default on your mortgage.
Why does PMI happen? We have always heard that you need 20% down to get a loan. In a perfect world, 20% down is the best way to go. BUT, it’s not always feasible. Say you live in an area with a median home sale price of $400k, 20% of that price is $80k! How do you save that much when you are paying $2k every month in rent (for tips on saving money to buy a home go here: “Add It Up!”).
A more reasonable goal is to save 3.5-5% (somewhere between $14,000 an $20,000). PMI is applied to 20% of the value of the home.
According to bankrate.com, “Private mortgage insurance fees vary, depending on the size of the down payment and your credit score, from around 0.3 percent to about 1.5 percent of the original loan amount per year. Some years, PMI premiums are tax-deductible and some years they are not. It depends upon the whim of Congress.”
(to read full article from bankrate.com, click here: “The Basics of PMI”)
PMI is charged on the outstanding loan balance, so if you buy a $400k house and put $20k down, you are paying PMI on $380k. Once your loan hits 80% ($320K), you are able to call and cancel your PMI. When your loan has reached 78% of the value ($412K), the lender must cancel PMI.
Call today for assistance finding a lender who can help!
Real Estate and *stuff * 