Real Estate and *stuff *
A real person helping real people with real estate
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Exceptional contemporary home for sale in South Holden!
June 13, 2016
Exceptional quality in this spacious contemporary home in South Holden! Located at 377 Bailey Road, the discerning buyer will appreciate the finer details from the mahogany built-ins in the oversized formal living room with fireplace and hardwoods to the radiant floor heating in the breeze-way to the breakfast room. Spacious & bright with granite counters, the kitchen offers a versatile work space that is augmented with a summer kitchen in the lower level. The buyer looking for versatility will enjoy the first floor master bedroom with well appointed marble full bath as an option to the upper level oversized master with full bath. 5 bedrooms and 3 baths allows for multi-generational living. This home is made for entertaining with the four season sun porch, Vista Spa and upper level deck all beautifully situated on a country road on over an acre. This is truly an extraordinary home that offers much more than the asking price for its new owner!
Beautiful, contemporary home for sale in Shrewsbury!
June 13, 2016
This is not your ordinary Shrewsbury home! Located at 176 Tennis Court Drive, this stunning contemporary-styled home in idyllic setting that is both private and peaceful but close to all major commuting routes. Exceptional layout on the main level provides an open flow from the sunken fire placed living room with hardwoods to the oversized kitchen and dining room. The sunroom off the kitchen allows for quick access to the private 24 ft deck for summer evening cook outs. The great room (24 by 23) overlooks the front with cathedral ceilings and fireplace giving plenty space for everyone. The oversized palladian windows provide maximum natural light. The dramatic upper level includes a full Master En Suite with walk in closet, jacuzzi tub and private balcony. 4 bedrooms and 3 full baths in over 3400 sq ft. Walk out basement to fenced yard. Central a/c. PRICED BELOW assessed value and including stainless steel appliances, new carpeting and upgraded lighting, all for only $635,000! Call us today!
Additional price adjustment on 3 Briarcliff Lane in Holden!
June 13, 2016
Check out this single-family home located at 3 Briarcliff Lane in Holden, MA! This ranch is equipped with 7 rooms, 3 beds, 2 baths and 2 fireplaces covering 1374 square feet of living space. Hardwood floors throughout, back deck and private backyard. Master bedroom with master bath. The sellers are super motivated! Now just $219,999! Call today!
Price adjustment on 40 Burbank Lane in Lancaster!
June 13, 2016
Newer colonial in a premier setting at 40 Burbank Lane in Lancaster! Cul-de-sac location and set back from the road to maximize the privacy of the 3.62 acres. 4 beds, 2.5 baths and nearly 3000 sq feet that includes a full Master Suite with private bath, first floor office, formal dining room and family room. Large kitchen features a center island that can seat 6 people. This custom kitchen with granite counters has expanded features to include a pantry, wine rack and china cabinet. Additional seating area with wood burning fireplace with easy access to the back deck through the sliders really makes this a space to be in! The upper level features generous bedrooms with a full Master Suite that includes a walk-in closet and private bath with Jacuzzi tub. Additional space can be had in the unfinished walk up attic or unfinished walk out basement. Central a/c, workshop and 2 car garage! Don’t miss this short sale opportunity! $469,999!
Commercial land price adjustment in Millville!
June 13, 2016
This is an amazing commercial property opportunity located at 83A Central Street in Millville. Listed at just $499,999, this land spans across 4 acres and is located near routes 122 and 146, also near the Rhode Island border. Located in a great neighborhood and is available to be part of the sale of the antique colonial house that borders this land. Call us today!
Antique colonial farmhouse price reduction in Millville!
June 13, 2016
Where to begin with this staggeringly beautiful property! Located at 83 Central Street in Millville, MA, this house comes with 15 rooms, 4 beds and 3 bathrooms, sits on 1.28 acres of land, 3308 square feet of living space and is situated only minutes from routes 495, 146 and 122 in one of the safest suburbs. 3 car garage attached. All granite and stainless steel appliances in a gorgeous kitchen made for entertaining! An additional 4 acres of land is available for sale. The price of this property has been reduced to $679,999! Call us today!
“Whose initials are PMI and why do I have to deal with them for a house?”
June 11, 2016
By: Ari Taylor
Frank W. from Boston asks: “Whose initials are PMI and why do I have to deal with them for a house?”
What is PMI? It stands for Private Mortgage Insurance. Simply put, PMI is an insurance policy on your loan. You pay the premium, typically in monthly installments, which are added to your mortgage. With this, the lender is covered if you default on your mortgage.
Why does PMI happen? We have always heard that you need 20% down to get a loan. In a perfect world, 20% down is the best way to go. BUT, it’s not always feasible. Say you live in an area with a median home sale price of $400k, 20% of that price is $80k! How do you save that much when you are paying $2k every month in rent (for tips on saving money to buy a home go here: “Add It Up!”).
A more reasonable goal is to save 3.5-5% (somewhere between $14,000 an $20,000). PMI is applied to 20% of the value of the home.
According to bankrate.com, “Private mortgage insurance fees vary, depending on the size of the down payment and your credit score, from around 0.3 percent to about 1.5 percent of the original loan amount per year. Some years, PMI premiums are tax-deductible and some years they are not. It depends upon the whim of Congress.”
(to read full article from bankrate.com, click here: “The Basics of PMI”)
PMI is charged on the outstanding loan balance, so if you buy a $400k house and put $20k down, you are paying PMI on $380k. Once your loan hits 80% ($320K), you are able to call and cancel your PMI. When your loan has reached 78% of the value ($412K), the lender must cancel PMI.
Call today for assistance finding a lender who can help!
Youth Revisited!
June 9, 2016
What Childhood Board Games Have Taught Us About Real Estate!
By: Ari Taylor
Remember playing candy land? How about Monopoly? Battleship? Believe it or not, those games actually prepared us for life much better than we could have ever imagined! Buying property is a game, and how you play that game makes all the difference!
We were all taught to play fair, to be honest and no cheating! These basic rules hold true with real estate today. Here are some other rules that play strongly into purchasing property:
CANDYLAND — Pick a card, move 2 red spaces. Whoops! You’re stuck in the Molasses Swamp! There are always sticky situations that will arise, but working with the right real estate team can help move you right through them.
(You sunk my) BATTLESHIP — A game of strategy in which you have to read the expressions on your opponent’s face in order to guess where he placed his ship. Knowing the present market, your area overall and having your end goal in sight at all times, you will be better able to read the situation and make the best possible offer.
MONOPOLY — It seems like this one really speaks for itself. You are making deals to buy the right property. There are a few big lessons here, though. First: Don’t spend all of your money at once and make certain that you buy within your means! Sure, it sounds fantastic to own Park Place and Boardwalk, but can you afford to develop on those properties? How often do other players pay rent on those spaces? Simply thinking about a purchase from all angles will help you make the right decisions (and not send you directly to jail).
CLUE — It was Miss Scarlet in the dining room with the candlestick! Ask questions and look at the facts before you get ready to make an offer (or an accusation)!
CRANIUM — Build a team that is good in several areas and rely on their expertise to win! Cranium challenges you to use your whole brain. Purchasing property challenges you to use your whole team consisting of a realtor, an attorney, a lender, and an inspector. If you are all on the same page, there is no way you can lose!
Start planning your game night now!
Check this excellent Marlborough home out!
June 6, 2016
Houses like this don’t come on the market often! Completely renovated contemporary 5 bedroom 3 bath home on a secluded wooded lot in a premier cul-de-sac location in Marlborough! Open concept main living area with real solid hard wood floors and transitional kitchen with custom cabinets; smudge proof stainless steel appliances and granite counters with offsetting island. Bright and airy with vaulted ceilings and with double slider doors to the deck and expansive wooded back yard. Full master suite with a vaulted ceiling and skylights, brand new bathroom and walk in closet. Main level bath complete with ceramic tile floor and double vanity to accommodate a growing family. Lower level family room with fireplace and full bath allows for flexible living arrangements with in-laws, teenagers or an au pair. With over 2200 sq feet of top quality living space this is a house to make a home! 2 car garage, gas heat, central a/c and location location location! Near shopping (Soloman Pond Mall), restaurants, movies, sports complex and major commuting routes but nestled in a quiet cul-de-sac location with sidewalks. Voted a ?2016 Game Changer? in the Boston Globe Marlborough enjoys easy highway access and has a top rated (#3 in the country according to US News) AMSA school.
Check this beautiful Princeton home out!
June 6, 2016
What a wonderful home to bring to our busy market! This newer colonial set back from the road on a picturesque 2+ acre lot in Princeton has a lot to offer you. Wonderful layout on the main level with flexible open floor plan with hardwoods to include a formal living room, dining room and study. Oversized windows throughout for great natural light! Large eat-in chef’s kitchen with granite counters, stainless steel appliances and custom cherry cabinets looks out over the expansive flat back yard and the deck. From the double story foyer and staircase is the master bedroom featuring his and hers closets and private bath with jetted tub. Three generous sized bedrooms and another full bath complete the upper level! Full walk out basement could be finished for additional space but with 2400+ sq feet you will have plenty of room to roam! FREE one year home warranty with accepted offer by 5/31. Occupancy to be 7/1 or later due to tenant lease. http://19redemptionrocktrailnort.ihousenet.com/
Real Estate and *stuff * 